Chief Financial Officer - Janice Zwinggi Operator: Thank you for standing by, and welcome to the TWFG, Inc. Announces Second Quarter 2026 Results Conference Call. [Operator Instructions] As a reminder, today's program is being recorded. And now I'd like to introduce your host for today's program, Gordy Bunch, CEO.
Richard Bunch: Thank you, and good afternoon, everyone. Thank you for joining us today to discuss TWFG's Second Quarter 2026 results. Joining me on today's call is Janice Zwinggi, our Chief Financial Officer.
After my remarks, Janice will walk through our financial performance in more detail, and then we'll open up the call for questions. I am pleased to report TWFG's delivered an outstanding second quarter, reinforcing the strength and scalability of our diversified platform. Total revenues grew 45.1% to $87.5 million.
Organic revenue growth rate was 37%. Adjusted EBITDA grew 75.8% to $26.6 million, with margin expansion of 530 basis points to 30.4%. Total written premium grew 26.6% to $569.9 million.
These results reflect the compounding benefits of our investments in the MGA platform, carrier partnerships, technology capabilities and talent. On the organic front, we delivered the outsized high double-digit growth we anticipated last quarter. Reported organic revenue growth rate of 37% reflected the Citizens takeout and renewal dynamics, while underlying core organic growth continued to track in line with our expectations.
New business generation and improving retention drove the results. Consolidated written premium retention reached 93%, up from 89% in the prior year quarter. And Insurance Services retention remained solid at 90%, reflecting strong client relationships and improving carrier availability.
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