AIQ and SMH delivered 41% and 94% respectively over the past year, giving near-retirees AI theme exposure without single-stock concentration risk. All three funds overlap heavily in NVIDIA, AMD, and Broadcom, making equal-weight positions a concentrated tech bet disguised as diversification. It sounds nuts, but SoFi1 is giving new Active Invest users up to $3,000 in stock for a limited time, and all it takes is a $50 deposit to get started.2 See for yourself (Sponsor) You watched the AI rally happen from the sidelines.
NVIDIA dominated the headlines, semiconductor stocks surged, and technology investors watched their portfolios climb. After missing those gains, the temptation to jump in now can be difficult to ignore. You stayed put because retirement is close enough to see, and betting the nest egg on a single hot stock felt reckless.
That instinct was correct, but sitting out entirely can be costly. There is a middle ground. The Global X Artificial Intelligence & Technology ETF (NASDAQ:AIQ), VanEck Semiconductor ETF (NASDAQ:SMH), and Invesco QQQ Trust (NASDAQ:QQQ) let you invest across the AI ecosystem rather than betting everything on a handful of individual stocks.
You still participate as the AI buildout continues, but your returns are not dependent on picking the next NVIDIA. AIQ is up 24.87% year to date and 41.54% over the past year. SMH has run 58.11% year to date and 94.58% over twelve months.
Even the broader QQQ is up 17.35% this year. Cash sitting in a money market did none of that. And the VIX, at 15.46, sits in the calm zone, which historically is when cautious buyers get their best entries.
Waiting for a crash before you commit means you might wait forever, or worse, buy after the crash and sell during the next one. SoFi Active Invest is offering a limited-time promotion. Open an account, fund it with $50 or more, and you could receive up to $3,000 in complimentary stock for Active Invest accounts.
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