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Millions of Americans Could Claim Social Security Early Under New Bill

Millions of Americans Could Claim Social Security Early Under New Bill

newsweek.com 24.09.2026 17:33 4 views
The Blue Collar Social Security Fairness Act would allow certain workers to begin claiming benefits at age 60.

Some Americans working in physically demanding jobs could claim full Social Security retirement benefits at age 60 under a new bill introduced in Congress. Representative Haley Stevens, a Michigan Democrat, on Wednesday introduced the Blue Collar Social Security Fairness Act. The proposal would create an exception to existing Social Security rules for workers who have spent enough of their careers in physically demanding jobs, allowing them to receive unreduced retirement benefits seven years before the current full retirement age.

Newsweek has contacted Stevens' office for comment via email. The proposal would create a separate route to full Social Security retirement benefits for people who have spent significant periods of their careers in physically demanding jobs. They would also avoid the permanent reduction that is normally applied when retirement benefits are claimed early.

The bill says jobs involving substantial physical demands that could reasonably be expected to reduce a worker's ability to continue doing physically demanding work at an older age would qualify. A worker would receive credit for a particular year only if they spent at least eight months of that year working in a qualifying occupation. There would be two ways to qualify for benefits at age 60.

One would be to accumulate 20 "base points": workers would receive one point for every qualifying year, meaning 20 years in physically demanding work would be enough. Alternatively, a worker could qualify after reaching 15 age-adjusted points. Under that system, each qualifying year from ages 18 through 34 would be worth 0.5 points; ages 35 through 44 would be worth 1 point; ages 45 through 54 would be worth 1.5 points; and each qualifying year from age 55 onward would be worth 2 points.

That weighting means physically demanding work performed later in a person's career would move them toward eligibility for retirement benefits at 60 faster. Stevens has cited construction, roofing, nursing and manufacturing as examples of the kinds of workers that the bill, if passed, would cover. Within a year of the bill becoming law, the Social Security Administration and the Labor and Health and Human Services departments would have to publish a list of occupations considered physically demanding and update it every three years.

The proposal could impact millions of workers across the country. The Bureau of Labor Statistics reported that 29.1 percent of civilian workers were in jobs requiring a medium strength level, 6.2 percent were in heavy-strength jobs and 0.7 percent were in very-heavy-strength jobs in 2025. That’s 36 percent combined, or more than one in three workers covered by the survey.

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